This month’s updates are all about helping clients earn more, stay compliant, and giving you added flexibility. With a brand-new Retirement Dashboard feature that automates RMDs, you can reduce manual work while ensuring clients never miss a deadline. We’ve also launched a limited-time APY boost on High-Yield Cash*, so client cash works harder with no extra effort. Plus, meet Hazel, your new AI co-pilot, designed to cut down admin work and help you stay ahead of client needs. Let’s dive in.

Meet Hazel, Your New AI Co-Pilot

Say hello to Hazel, Altruist’s new AI platform built to cut down your admin burden and give you more time for meaningful client work. Hazel understands your emails, meeting history, documents, and CRM systems—and augments them with up-to-date market & regulatory intel—to help you work smarter, not harder.

How it works:
  • Ask Hazel Anything: pull up past conversations, get reminders, or prep for meetings without digging through files.
  • Real-time meeting support: record, transcribe, and summarize meetings on the fly, then automatically generate follow-ups and action items.
  • Seamless CRM & communication help: sync tasks with your CRM (e.g. Salesforce, Wealthbox, Redtail), draft emails in your voice, and get daily snapshots of emails, tasks, and meeting prep.
Hazel is available now—standalone or integrated into more of Altruist’s custodial data workflows—so you can anticipate client needs with clarity and stay focused on what matters most.

See: Finextra Research+1 & Finextra Research+2FinanceFeeds+2

Limited-Time APY Boost

For a limited time, we’re giving you a 0.30% APY boost on newly funded High-Yield Cash accounts for 3 months. No promo codes. No hoops. Just more earning potential for your clients.

How it works:
  • Open a new High-Yield Cash account for your clients between now and November 11, 2025.
  • Fund the account within 30 days of opening.
  • Automatically get the 3-month 0.30% APY boost.
That means your clients can still take advantage of a 4.00% APY* even as rates drop, plus access to expanded FDIC insurance coverage up to $6M for joint accounts through our partner banks.

Important: After 3 calendar months from the account’s opening date, the High-Yield Cash account will revert to earning our standard APY.

Automate Required Minimum Distributions (RMDs)

Managing RMDs is now simpler than ever. With our new Retirement Dashboard enhancements, you can automate RMD payments for your clients—helping them stay compliant while reducing manual effort for you.

How it works:
  • Enroll eligible retirement accounts directly in automated RMDs.
  • Select the frequency that works best: weekly, bi-weekly, monthly, quarterly, or annually.
  • Choose where distributions go—an Altruist brokerage account or an external bank account.
  • Get real-time validation to ensure your client’s full RMD will be met by year-end.
  • Adjust for partial fulfillment (like Qualified Charitable Distributions) without losing track of what’s left.
That means less time chasing calculations and more peace of mind for you and your clients. Plus, every action is logged for audit and compliance, keeping everything transparent and secure.

Important: After enrollment, automated schedules will continue until you modify or cancel them, ensuring your clients never miss an RMD deadline.

Want a deeper dive into these new features? Let us know. We’re here to support you every step of the way.
Click here to set up time with an Altruist Sales representative to discover how you can get better outcomes for your clients! 

*Standard APY is variable and subject to change. Offer goes until November 11th, 2025. The promotional 0.30% APY boost applies only to new, High-Yield Cash accounts opened and funded within 30 days. The boost begins after initial funding and remains in effect for three months after the date the account is opened, ending on the following business day if the three-month date falls on a weekend or holiday. The promotional Annual Percentage Yield (APY) and APY boost may change during the promotion based on market conditions. After the promotional period, the APY reverts to the then-current standard rate, or the Altruist One rate if the account’s household is subscribed to Altruist One at that time. This offer may not be combined with Altruist One boosted rates or any other temporary or promotional rate increases. Fees may reduce earnings. Offer subject to change or termination at any time without notice. 

High-Yield Cash is offered through a separate account at Altruist Financial LLC (“Altruist Financial”) that is opened solely for participation in High-Yield Cash. Neither Altruist Financial nor any of its affiliates are banks. Altruist Financial deposits cash in the High-Yield Cash account  with one or more banks (“Program Banks” see the Altruist Financial LLC Participating Bank List) that accept and maintain such deposits. Through High-Yield Cash, clients’ cash is deposited into Program Banks where the cash earns a variable interest rate and is eligible for FDIC insurance. FDIC insurance is limited to $250,000 per depositor, per FDIC-insured bank, per ownership category and is subject to conditions. More information can be found in the High-Yield Cash Disclosure Statement and the Altruist Financial LLC Participating Bank List. For more information on FDIC insurance coverage, please visit FDIC.gov. High-Yield Cash is offered through a separate account at Altruist Financial LLC (“Altruist Financial”) that is opened solely for participation in High-Yield Cash. Neither Altruist Financial nor any of its affiliates are banks. Altruist Financial deposits cash in the High-Yield Cash account  with one or more banks (“Program Banks” see the Altruist Financial LLC Participating Bank List) that accept and maintain such deposits. Through High-Yield Cash, clients’ cash is deposited into Program Banks where the cash earns a variable interest rate and is eligible for FDIC insurance. FDIC insurance is limited to $250,000 per depositor, per FDIC-insured bank, per ownership category and is subject to conditions. More information can be found in the High-Yield Cash Disclosure Statement and the Altruist Financial LLC Participating Bank List. For more information on FDIC insurance coverage, please visit FDIC.gov.