All new @ Altruist –
October product updates

Access cash with SBLOC

We’re now offering a flexible way to lend cash to your clients with low interest rates.

With Securities-Based Line of Credit (SBLOC), clients can borrow against eligible securities and benefit from:

• Low interest rates: Highly competitive, industry-leading interest rates, like a Secured Overnight Financing Rate (SOFR) of +2.00%.*
• Custom repayment schedules: Flexible terms based on each client’s financial needs.
• No setup or draw fees**: Skip the extra charges and make it easy for clients to get funds.while enjoying competitive rates, flexible repayment schedules, and no setup or draw fees.

*Rates shown are for illustrative purposes only. Actual rates vary based on line size, collateral type, market conditions, and credit approval. All rates are subject to change without notice.

**Other fees may apply. View the Altruist Financial LLC Fee Schedule for additional information.

Earn more on business cash reserves

Give your business-owner clients a smarter place to hold their cash with High-Yield Business Cash Accounts from Altruist. Designed to help maximize returns while keeping funds accessible for business needs.

• High yield: Earn a competitive 4.00% APY, including a limited-time 3-month boost.*
• Built for businesses: Available to S Corps, C Corps, LLCs, and Non-Profits.
• FDIC protection: Up to $3M in coverage through our partner bank network.

Make their business cash work harder — without added effort.

*APY is variable and subject to change. For Altruist’s most up-to-date interest rates and APYs, check out Altruist’s Cash Rates. 

The promotional Annual Percentage Yield (APY) and APY boost may change during the promotion based on market conditions. The promotional 0.30% APY boost applies only to new, High-Yield Cash accounts opened and funded within 30 days. The boost begins after initial funding and remains in effect for three months after the date the account is opened, ending on the following business day if the three-month date falls on a weekend or holiday. After the promotional period, the APY reverts to the then-current standard rate, or the Altruist One rate if the account’s household is subscribed to Altruist One at that time. This offer may not be combined with Altruist One boosted rates or any other temporary or promotional rate increases. Fees may reduce earnings. Offer subject to change or termination at any time without notice.

High-Yield Cash is offered through a separate account at Altruist Financial LLC (“Altruist Financial”) that is opened solely for participation in High-Yield Cash. Neither Altruist Financial nor any of its affiliates are banks. Altruist Financial deposits cash in the High-Yield Cash account  with one or more banks (“Program Banks” see the Altruist Financial LLC Participating Bank List) that accept and maintain such deposits. Through High-Yield Cash, clients’ cash is deposited into Program Banks where the cash earns a variable interest rate and is eligible for FDIC insurance. FDIC insurance is limited to $250,000 per depositor, per FDIC-insured bank, per ownership category and is subject to conditions. For more information on FDIC insurance coverage, please visit FDIC.gov. For information on the program please view the High-Yield Cash Disclosure Statement.

Rebalancer gets smarter

The Rebalancer now takes care of more for you. 

Here’s how:

• Incoming cash journals now trigger event-based rebalancing.
• $1.00 minimum trade size simplifies trade execution.
• Accounts with small negative cash balances stay active to resolve naturally.

These improvements reduce manual work and keep portfolios aligned — giving you more time to focus on strategy, not maintenance.

Cancel, trade, and schedule with ease

Advisors can now cancel mutual fund orders, trade outside market hours, and set Good- ‘Til-Canceled orders for up to 90 days. Plus, the new Trader Role lets you assign trade-only permissions to team members for faster execution and stronger firm controls.

Here’s how it works:

• Cancel mutual fund orders directly in the Order Status table.
• Place orders even when markets are closed.
• Keep orders open for up to 90 days with Good-‘Til-Canceled settings.
• Use Trader Role to delegate trade-only permissions for faster execution.

Tamarac FIX Integration now live

The new Tamarac FIX integration gives advisors a seamless way to execute trades directly through Altruist, joining existing integrations with Advyzon and Orion. No more manual uploads or duplicate work — just faster, more efficient trading.

How it works:

• Connect Tamarac to Altruist via FIX for real-time trading.
• Eliminate manual imports and reduce operational friction.
• Manage portfolios across platforms without leaving your workflow.

Access your full CSV upload history

Advisors can now access a complete history of past fee uploads, providing greater visibility into billing operations. With detailed tracking for each upload, it’s easier than ever to verify successful imports and quickly address any failed uploads — ensuring smoother, more reliable fee management.

How it works:

• View a full log of historical fee upload activity.
• Identify and resolve failed uploads with clear status indicators.
• Maintain cleaner records and improve billing accuracy across your firm.

Trading File Upload enhancements now live

Advisors can now upload equity/ETF and mutual fund trade files together in one seamless workflow. This unified process simplifies trade management, allowing advisors to review, edit, and submit all orders in a single view — with same-day proceeds and buying power automatically applied across both asset types.

How it works:

• Upload equity/ETF and mutual fund files simultaneously.
• Review and manage all trades within one streamlined workflow.
• Apply same-day proceeds and buying power across both asset types for faster execution.